Homeowner Insurance Claims: What You Need to Know
It’s all fun and games until someone gets hurt. To many people’s surprise, accidents happening within the home are more common than they seem. Instances like slip and fall accidents, food poisoning, deep cuts and even dog attacks are common causes for homeowner insurance claims.
Getting injured at a friend’s house can be an awkward situation to handle. Whatever the nature of your relationship with the homeowner is, we at McIntyre Law Firm believe that your safety and health come first.
If you were injured at a friend’s house, we strongly recommend you take these four steps towards protecting yourself and getting the compensation you deserve.
Notify the homeowner
It may be uncomfortable at first to ask the homeowner to provide you with their insurance information, especially if the homeowner is a friend or family member of yours. Regardless, you should ask the homeowner the name of his or her insurance company in the event your injury results in medical bills, prescription medications, the cost of additional doctor’s visits and more. You can get the coverage you need while still remaining civil with the homeowner.
Acquire your medical records
The homeowner might try to dispute that your injuries were obtained on his or her property. To prevent this from happening, obtain copies of your medical records as quickly as possible. For instance, if you fall down in your friend’s kitchen because the fridge was leaking and you end up suffering a herniated disc injury, it’s wise to have your medical records as proof that your disc injury happened as a result of the homeowner’s negligence and not from a previous accident.
Document, document, document
Take photos of your injuries as much as you can, gather statements from witnesses (if any) and keep track of your medical expenses caused by your injury on the homeowner’s property. It’s always a good idea to document the scene of the injury and keep track of whatever results from it.
Consult with a trusted lawyer
When in doubt, talk to a helpful professional. Our goal at McIntyre Law Firm is client care. The reason our attorneys stand out from all other Tampa Bay lawyers is because we truly care about granting you the service and justice you need.
If you are dealing with injuries from a slip and fall incident, our lawyers at McIntyre Thanasides Bringgold Elliott Grimaldi & Guito, P.A. are here to help you recover and receive the compensation you need. Call our attorneys today at (844)511-4800.