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Arrive Alive, Florida campaign: What you need to know February 17, 2017

Whenever a fatal crash occurs on one of our roads, somebody loses a son, daughter, brother, sister, spouse or friend. In an effort to keep Florida citizens safe on the road, the Florida Highway Patrol reinitiated the “Arrive Alive” campaign across the state. Arrive Alive was originally introduced in 1970 when fatal car crashes were at a peak. The initiative…

Behind on Car Payments? Bankruptcy can help! February 16, 2017

car_payments_bankruptcy

Many consumers find themselves in a tough position when they fall behind on their monthly car payments. Once a payment is 30 days past due the collectors begin to call. Repossession companies begin to look to repossess the vehicle around 45-60 days from a payment default. A consumer with limited income is confronted with difficult choices – you need your…

How Can I Get Out of a Florida Red Light Camera Ticket? January 30, 2017

Florida Red Light Camera Tickets

Red light cameras have been causing a stir over the last few years as critics have challenged their safety, accuracy, and how constitutional they are. In Florida alone, law enforcement agencies processed more than 300,000 red light tickets in 2015 – a 20% increase from the following year. When a vehicle passes over an intersection at a red light, a…

Second Mortgages Still Being Discharged in Tampa Bankruptcy Cases January 26, 2017

Second Mortgages Still Being Discharged in Tampa Bankruptcy Cases

After the market crash of 2008, and the resulting depreciation of many residential properties, many home-owners in the Tampa Bay area were able to get rid of second mortgages on their properties. This allowed a great benefit for those seeking to retain their homes, by way of eliminating the debt service of the second mortgage. Bankruptcy law is complicated, but…

Are You Being Harassed for Credit Card Debt? January 25, 2017

Harassed for Credit Card Debt

Being harassed for credit card debt can feel like a merciless series of interrogations. If you’re facing late mortgage payments, student loans, past-due bills or more, dealing with persistent calls from debt collectors usually adds to the mounds of already existing stress. The Federal Debt Collection Practices Act (FDCPA) has rules in place prohibiting debt collectors from harassing, oppressing or…