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Helping Clients Make Sound Decisions Based on Reliable Information
Even when debt problems begin affecting their lives in profound or even devastating ways, many people wait too long to get the bankruptcy information they need from a knowledgeable lawyer. Many people have fallen prey to bankruptcy fears and misinformation spread by debt consolidation companies, banks and other creditors that have an interest in preventing debtors from obtaining the powerful relief that bankruptcy can provide.
At McIntyre, Panzarella, Thanasides, Bringgold & Todd, P.A., our Florida bankruptcy lawyers do not pressure our clients to file. However, we certainly want our clients to have the accurate information they need to weigh bankruptcy benefits against risks and obligations.
Recognizing Bankruptcy Myths for What They Are
A few of the bankruptcy fears and misconceptions we hear often include:
- Filing bankruptcy amounts to giving up your ability to get a loan or other credit for the rest of your life.
- Only people who are destitute with no hope of protecting any property file bankruptcy.
- Under the new bankruptcy laws that passed a few years back, it is extremely difficult to qualify.
- People should always try debt consolidation or credit counseling before filing personal bankruptcy.
Get the Truth About Bankruptcy Requirements, Credit After Bankruptcy and Asset Protection
None of the above statements are factual, and some are very destructive for people who could benefit from the fresh start and renewed future bankruptcy can provide.
For example, it is not only possible but realistic and practical to rebuild credit after bankruptcy. Most people are able to keep considerable equity in their homes if they have it, basic vehicles and often all other personal property. Qualified retirement plans such as 401(k) accounts are assets that can be fully protected. Although we help many clients pursue alternatives to bankruptcy, many debt consolidation plans have a low success rate and often leave people in far worse financial shape than when they entered.
We encourage you to contact us for a straightforward, informative consultation focused on answering your bankruptcy questions and finding the right path to debt relief for you. Based in Tampa, we also have attorneys prepared to meet with you at our Sarasota law office.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
