Chapter 7 and 13 Bankruptcy Attorneys in Sarasota, Florida, Serving All of West Central Florida
The bankruptcy attorneys at McIntyre, Panzarella, Thanasides, Hoffman, Bringgold & Todd, P.L., help people in Sarasota and throughout west central Florida in filing for bankruptcy. Our office has extensive experience in advising businesses and individuals through the bankruptcy process.
From dealing with creditor collection calls to facing potential foreclosure, our Sarasota bankruptcy attorneys recognize that debt problems can be overwhelming. Our lawyers help clients stop foreclosure, stop creditor harassment, stop repossession and stop all other collection efforts. While our bankruptcy legal services are not limited to helping clients file for personal bankruptcy, a significant number of the cases we handle involve helping debtors file for bankruptcy under Chapter 7 or Chapter 13 of the Bankruptcy Code.
Chapter 7 bankruptcy: Chapter 7 (often referred to as liquidation bankruptcy) enables debtors to discharge (eliminate) a significant amount of personal debt, such as credit card debt, medical bills, unsecured personal loans, old taxes and other eligible debts listed in the bankruptcy petition. Contrary to common misconception, many people are able to keep most, if not all of their property and assets when filing for Chapter 7 bankruptcy.
Our Sarasota bankruptcy lawyers can help you determine if you are eligible for Chapter 7 bankruptcy, analyze your situation to determine if it is the right debt relief solution for your circumstances, assist you in identifying what property you will be eligible to keep in your bankruptcy and guide you through the bankruptcy process.
Chapter 13 bankruptcy: Many people who are ineligible for bankruptcy under Chapter 7 may still eligible for bankruptcy under Chapter 13 of the Bankruptcy Code. Chapter 13 bankruptcy (often referred to as the Wage Earner's Plan) provides bankruptcy relief to individuals with regular income. Unlike Chapter 7, where some assets may be liquidated and all eligible debts are discharged, Chapter 13 enables debtors to catch up on finances through a three- to five-year repayment plan. A single monthly payment is made to a bankruptcy trustee who will disburse payment to creditors in accordance with the plan.
In addition to saving a home and preserving equity in certain assets that may have otherwise been discharged in a Chapter 7 bankruptcy, Chapter 13 bankruptcy enables debtors to deal with debt problems related to nondischargeable debt, such as student loans, child support arrearages, tax liabilities and other debts not eligible for discharge.
Experienced Bankruptcy Lawyers Helping You Resolve Debt Problems
When you are struggling with debt problems, it can be difficult to know where to turn for answers. People who come to McIntyre, Panzarella, Thanasides, Hoffman, Bringgold & Todd, P.L., for legal assistance can count on our attorneys to guide them through difficult legal issues efficiently. We provide clients with the peace of mind that comes with knowing an experienced attorney will lead them on the path to financial stability. Contact our bankruptcy attorneys at one of our west central Florida locations: Sarasota, Tampa or Fort Myers.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
