Aggressive Defense in Credit Card Collection Lawsuits
Our attorneys at McIntyre, Panzarella, Thanasides, Hoffman, Bringgold & Todd, P.L., provide experienced, aggressive and effective legal counsel to clients who are facing unfair debt collection concerns or are being sued for nonpayment of credit card debts. Utilizing our knowledge of state and federal consumer protection laws and our experience in debt collection matters, our Sarasota credit card defense attorneys assert the interests of clients in litigation and assist them in resolving debt collection issues.
Contact our Sarasota lawyers for consumer protection legal services involving:
- Defense in lawsuits for nonpayment of credit card debt
- Defense against claims of credit card-related bankruptcy fraud
- Defense in disputes over nondischargeable debt in bankruptcy
Sarasota, Florida, Attorneys Protecting Your Rights in Credit Card Disputes
Many people are unaware of their rights in debt collection matters. Creditors are bound by numerous state and federal laws and must follow certain rules and procedures, whether facilitating credit card or loan applications, or pursuing collection of unpaid debt. Our Sarasota attorneys educate clients of their rights, explain how the laws apply in their situation and represent them in resolving any disputes with the creditor.
- Two-cycle billing: When credit card companies utilize a two-cycle billing process, it unreasonably inflates the amount of interest added to the amount owed. Consumers pay twice the interest when creditors unlawfully utilize a two-cycle billing process.
- Truth in lending — Regulation Z: Regulation Z was created to protect consumers. Some of the concerns addressed by Regulation Z include limiting fees for exceeding credit limit, limiting interest increases on existing balances, extending credit to minors under the age of 21, considering a consumer's ability to pay minimum balances and many other concerns.
Are You a Victim of Unfair Debt Collection?
Consumers have a right to be free from creditor harassment. Our attorneys know what credit card companies and other lenders can or cannot do to collect a debt. If creditors are violating the Fair Debt Collection Practices Act (FDCPA) or other consumer protection regulations, such as truth in lending regulations, we can provide the relentless counsel you need. Our attorneys have extensive experience in debt collection defense, credit card defense and other consumer protection litigation.
Contact our Sarasota credit card defense lawyers at one of our West Central Florida locations in Sarasota, Tampa or Fort Myers.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
