Experienced Legal Advice in Credit Card Collection Disputes
The threat of a lawsuit can produce a number of legal issues. When you are facing challenges related to credit card debt or being sued for nonpayment of credit card debt, the attorneys at McIntyre, Panzarella, Thanasides, Hoffman, Bringgold & Todd, P.L., can provide the experience legal advice and counsel you need to resolve the issue efficiently and effectively. Our Fort Myers credit card defense lawyers are well versed in consumer protection laws, bankruptcy laws and other applicable state and federal laws.
Comprehensive Credit Card Lawsuit Defense
Consumers face credit card litigation for a multitude of reasons — they may have legitimately failed to pay off a debt; they may have filed for bankruptcy and attempted to discharge a debt that the lender claims is nondischargeable; or, there may be concern regarding debts accumulated just prior to filing for bankruptcy. Regardless of the issues involved, our Fort Myers lawyers have the experience, resources and determination to effectively handle all types of credit card debt disputes.
When representing clients in credit card defense litigation, we thoroughly investigate all aspects of the case, including the credit card company's practices, in order to prepare the strongest defense strategy possible:
- Did the lender follow unfair and unlawful two-cycle billing processes to inflate interest due?
- Did the lender violate truth in lending practices (Regulation Z), such as increasing interest rates on existing balances?
- Did the lender follow special requirements for extending credit card privileges to a minor under 21?
- Did the credit card company violate terms of the lending agreement?
- Did the credit card company continue to contact you after you filed for bankruptcy?
- Did the credit card company conduct in other unfair or deceptive practices when issuing credit or when collecting unpaid debt?
Credit card companies and other lenders can face significant liability for violating the Fair Debt Collection Practices Act (FDCPA), and other applicable state or federal consumer protection laws. Our Florida debt collection defense attorneys know how to put this to your advantage in your defense strategy.
Contact Our Fort Myers Attorneys
Whether you are being sued for nonpayment of debt, confronting allegations of bankruptcy fraud or facing credit card litigation for any other reason, our Fort Myers credit card defense attorneys can advise you of your rights and guide you to resolution. Contact us in Fort Myers or at one of our other west central Florida locations in Tampa or Sarasota.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
