Sarasota and Fort Myers Credit Rebuilding Lawyers
Many people coping with overwhelming debt resist filing bankruptcy — or even seeking reliable bankruptcy information — in the mistaken belief that if they file bankruptcy, they will never get any type of loan or credit line again. This is one of many harmful misconceptions that we can clear up for you at the law firm of McIntyre, Panzarella, Thanasides, Hoffman, Bringgold & Todd, P.L.
You Can Begin Working on Your Credit Soon After Filing Bankruptcy
For many of our clients throughout west central Florida, filing bankruptcy is the first step back from a credit rating that has already hit bottom or will very soon. Although a bankruptcy filing stays on credit reports for a period up to 10 years, that does not mean you have to wait that long to start rebuilding.
It takes time to repair credit after a bankruptcy filing, but it can be done with diligence and a sound action plan. Millions have done it successfully and moved on after bankruptcy to get home loans, start businesses and finance other valuable assets. Some key steps toward rebuilding credit in your situation may include:
- Making sure that other adverse entries on your credit reports are correct, and getting errors corrected if they are not
- "Starting slow" by pursuing credit options that are available after bankruptcy, such as credit cards from department or discount stores, and then paying your balance in full each month
- Staying current on all obligations that were not discharged in your bankruptcy, such as student loan payments
- Applying for a prepaid, secured credit card and, again, paying off your balance every month – a goal that should be within reach once you are free from the pressures of monthly payments to unsecured creditors
Counsel You Can Use When You File Bankruptcy or Afterward: 888-553-5240
Our attorneys do not understate the challenges of life after bankruptcy, and credit repair is a central concern for many people we help. We are prepared to offer upfront counsel, and we stay responsive to our clients after they file. To discuss your situation with Sarasota, Fort Myers or Tampa bankruptcy credit repair lawyers, contact our firm and schedule a consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
