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Filing Chapter 7: Liquidation Bankruptcy
The attorneys of McIntyre, Panzarella, Thanasides Bringgold & Todd, P.A., in Tampa, help individuals get a fresh financial start by filing Chapter 7 bankruptcy.
About Chapter 7 Bankruptcy
No other form of debt relief matches the power of Chapter 7 bankruptcy. Filing Chapter 7 wipes the slate clean. It discharges — eliminates — your debt. The debtor's assets are liquidated and the proceeds of the sales are distributed among the creditors. Not everyone is eligible to file Chapter 7. We will review your income and assets and determine whether Chapter 7 is an option for you.
Filing Chapter 7 bankruptcy places an automatic stay on creditors' actions against you. It allows you to:
- Avoid foreclosure
- Stop repossession
- Stop creditor harassment
What Can I Keep?
Some people are hesitant to file Chapter 7 bankruptcy. They mistakenly believe they will be left with nothing. Certain assets are exempt from liquidation. Many individuals are able to keep all of their assets. Most clothing and household goods are exempt from liquidation, for example. Whether you can keep vehicles or real estate depends on their value and the amount of equity you have in the asset. Our lawyers can explain exactly what you can keep under a Chapter 7 bankruptcy.
Is Your Debt Dischargeable?
We not only file bankruptcy. Our litigation attorneys represent clients in disputes over whether or not a debt is dischargeable. For example, a bank or mortgage lender may claim that you provided false financial information on a loan application and sue to make the debt non-dischargeable. Part of our defense strategy will include determining if the lender violated its responsibilities in the origination or administration of the loan.
Representing Clients in Tampa, Sarasota, Orlando, Dade City and Throughout West Central Florida
Our bankruptcy attorneys represent both individuals and large, complex businesses in Chapter 7 bankruptcy. To arrange a consultation with a member of our firm, please contact our office in Tampa or Sarasota, Florida.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.