Ft. Myers Chapter 13 Information Attorneys
Chapter 13 is a type of personal bankruptcy appropriate for people who have a regular source of income but excessive debt pressures — often including a pending home foreclosure. Generally speaking, Chapter 13 bankruptcy allows the filer to eliminate some debts and restructure others so that they can be paid off over a period of three-to-five years.
At McIntyre, Panzarella, Thanasides, Hoffman, Bringgold & Todd, P.L., you can work with an experienced lawyer dedicated to helping you find the best path back to financial stability. We can develop a Chapter 13 plan that will meet all legal requirements and also pursue reaffirmations that may enable you to protect your home and other valuable assets.
In addition to Tampa and Sarasota locations, we maintain a full-service law office in Fort Myers, Florida, just off Main Street and easily accessible from Highway 41. We welcome clients throughout the Ft. Myers area and surrounding communities such as Cypress Lake, Buckingham, Iona, Gateway, Cape Coral, Punta Rassa, Palmona Park and East Dunbar.
Are You Eligible? Is Debt Reorganization Under Chapter 13 Right for You?
Our Fort Myers Chapter 13 bankruptcy attorneys will thoroughly review your income and assets, types of debt and other aspects of your financial situation to determine whether Chapter 13 is a viable option in your case. Common reasons for filing Chapter 13, rather than a more straightforward Chapter 7 bankruptcy, include:
- Monthly income level above the federal limit for filing Chapter 7
- The need for debt relief without sacrificing your home to foreclosure or sacrificing other valuable property
- Problems with tax debt, child support, student loans or other non-dischargeable debts
Sound Counsel and Decisive Action to Protect Your Property and Future
A well-conceived, properly executed Chapter 13 filing will allow you to make a single monthly payment to a bankruptcy trustee rather than constantly juggling obligations and falling further behind. This monthly payment will be based on your income after necessary living expenses.
If you need guidance on obtaining effective debt relief, including viable options for saving your home from foreclosure, please call our offices or send us e-mail to set up a consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
